Phil Grossfield's Blog

My Schedule…and A Little Extra:  I could easily be you.  Don’t believe me?  Watch this:  Amazing Mind Reader Reveals His Gift.

My Contests:  My wife the Travel Mama is running a contest for a free hotel.  Radisson is giving away a free night stay to one to celebrate its 50th anniversary.  Not many have entered yet so there is a very good chance you could win…click here:  Free Hotel Stay – Radisson.

My Procedures:  For comprehensive guidance on how to submit, go to:  My Help on Procedures.  Note, receiving is starting to cancel submissions where the Broker Fee Agreement and the Servicing Disclosure Statement are not dated within 3 days of the GFE…if the file gets cancelled you will have to wait the 10 days before you can resubmit.

My Disclosures Heads-Up:  We have a fairly extensive list of required disclosures…this eliminates potential lawsuits and as such allows us to be more competitive.  We accept your Broker’s disclosures (i.e. from Point or Encompass), except for the Anti-Steering Disclosure.  If you can’t find the disclosure below in Point or Encompass, then find it on the Forms Page.

1. *Broker Fee Agreement (distinguishes lender paid or borrower paid) – IMPORTANT – Receiving will cancel your submission if the Broker Fee Agreement is not dated within 3 days of the GFE…if the file gets cancelled you will have to wait the 10 days before you can resubmit
2. *Servicing Disclosure Statement – IMPORTANT – Receiving will cancel your submission if the Servicing Disclosure Statement is not dated within 3 days of the GFE…if the file gets cancelled you will have to wait the 10 days before you can resubmit

My Market Watch:  Bonds opened worse today as stocks are rising.  This is in response to news from Europe.   My Disclaimer

My Schedule: I have a couple appointments today and will return calls and emails in-between….