Phil Grossfield's Blog

A LITTLE EXTRA…

Light Sabers; Jobs Report; EPO Clause

My Schedule…and a Little Extra:  Vivid dreams lately I have had.  I’ve been calling on the force for guidance…this issue with my daughter at school has had an effect on my dreams.  But it’s the latest development that irked me.  To recap, my daughter had an issue at school where she and her best friend were separated at the other girl’s parent’s request.  These people do not  like us, I now believe.  Why, I do not know.  There’s an old saying that what other people think of you is none of your business.  But the other girl’s father crossed the line…he was picking up his daughter at school the other day when my daughter ran up to him and said, “Hi Mr. Last Name!”  My wife was standing behind and said he completely ignored my seven year old daughter.  So, my daughter said “Hi!” again…no response.  So then my daughter, in an attempt to be as sweet as possible said, “Mr. Last Name, would you like me to call you by your first name instead?”  He ignored her…she turned, head down to my wife.  My wife was shocked.  What is wrong with this person?  Why does he ignore a seven-year old child?  What lesson is he trying to teach her?  The Dark Side, his thoughts might be controlled by.  Yesterday was a year-end class celebration with parents attending including me…I was nervous that he might be there.  I know what I want to do…but light-saber’s are not permitted on campus.  Light Sabers, the answer they are not.  The good in people I must embrace…the force, I must trust in.  He was not there but his wife was…I approached and apologized.  Yes, I apologized…for anything I might have done to offend her or her husband to justify such behavior.  Maybe it was a little passive-aggressive, but I didn’t know what else to do…and I left my light saber at home.

My Mystery Quote:  On many long journeys have I gone. And waited, too, for others to return from journeys of their own. Some return; some are broken; some come back so different only their names remain — Answer

My Market Watch:  The Jobs Report came out this morning…it was incredibly weak.  I read in one article that it was simply awful and deeply disappointing.  When traders interpret economic reports as weak for the economy, they typically sell off stocks and invest in bonds.  When they invest in bonds, rates improve.  And improve they have…again.  I’m just flabbergasted at how low rates are.  Are you calling everyone you know?  Remember, do not refinance if by doing so would violate an EPO clause…make sure the timing is right.  At Interbank, our EPO clause is 150 days which is calculated from the funding date of the last loan to the funding date of the new loan.  Let me know if you have any questions, okay?   Disclaimer

My Schedule:  I am behind the computer all day. Have a wonderful weekend!

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